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105 Overlook Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 105 Overlook Dr, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 1972
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$154,250 (Jul 2016)
Tax Bill$7,029 (2025)
Deeds & MortgagesAug 2025 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN432601 56.14-1-16

Property Details

APN / Parcel Number

Primary APN432601 56.14-1-16
Alternative APNs
  • 260105601400010160000000
  • 431A100692

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,992 sqft Living Area
1st Floor Area1,108 sqft
2nd Floor Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions160 ft deep x 90 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100692
Street Address105 OVERLOOK DR
CityCOBLESKILL
StateNY
Zip12043-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & GAR
Legal Block1
Legal Lot Number16.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1021
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-1-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 OVERLOOK DR, COBLESKILL, NY 12043-5125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2016 · Amount on Record
Deed SaleJul 13, 2016 · Amount on Record
Prior SaleJul 20, 2009 · Amount on Record
Deed Book / Page1025 / 62
Record UpdatedJun 08, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 28, 2025
Property Address105 OVERLOOK DR, COBLESKILL, NY 12043-5125
Document Number0001241/64
Book / Page1241 / 64
Instrument DateAug 21, 2025
Instrument829681
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 WAGER RD, PETERSBURG, NY 12138-1711

Mortgage

Document Number00002126/1
DateAug 28, 2025
Book Page2126/1
Instrument829682
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,029.00 (+7.87%)$122,300 (-) Land $21,100 Building $101,200$249,592 (+16.33%) Land $43,061 Building $206,531
2023$122,300 Land $21,100 Building $101,200$214,561 Land $37,017 Building $177,544
2020$6,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011, tidal / storm surge, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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