114 Oak Ter Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 114 Oak Ter Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,349 sqft · built 1993
Lot Size	0.189 acres (8,235 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Apr 2021)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	May 2021 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1604-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1604-3`
Alternative APNs	`29-3N-23-2215-000F-0030` `23N3292215000F0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,349 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	989 sqft
Upper Floors Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,235 sqft (0.189 acres)
Garage Type	Attached
Garage Area	276 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 OAK TERRACE DR
City	CRESTVIEW
State	FL
Zip	32539-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 3 BLK F
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	F
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2029
Census Tract	20702

Owner

Source: Okaloosa County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 MAR WALT DR, 229, FORT WALTON BEACH, FL 32547-6746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Intrafamily Transfer, Transfer
Apr 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK
Jul 12, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 21, 2017	Quit Claim Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	20213443119
Deed Book / Page	3536 / 3363
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0033092429
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	May 12, 2021
Property Address	114 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0035454520
Book / Page	3545 / 4520
Map Reference	MB 11 PG 32
Instrument Date	May 10, 2021
Instrument	3454300
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BROOKS ST SE UNIT 306, 306, FORT WALTON BEACH, FL 32548-3712

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 1, 2021
Property Address	114 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0035363363
Book / Page	3536 / 3363
Map Reference	MB 11 PG 32
Instrument Date	Mar 30, 2021
Instrument	3443119
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15412 WOODMANSE WAY, 15412, DIBERVILLE, MS 39540-6510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BROOKS ST SE UNIT 306, 306, FORT WALTON BEACH, FL 32548-3712

Mortgage

Document Number	0035363364
Date	Apr 1, 2021
Instrument	3536/3364

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2031

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	114 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0033092432
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 PATTERSON ST ANCHORAGE AK 995041380, ANCHORAGE, AK 99504-1380

Mortgage

Document Number	0033092432
Date	Jul 21, 2017
Book Page	003309/002432
Instrument	3148681

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2037

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 21, 2017
Property Address	114 OAK TERRACE DR, CRESTVIEW, FL 32539-8383
Document Number	0033092429
Book / Page	003309 / 002429
Instrument Date	Jul 12, 2017
Instrument	3148680
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7293 399TH ST WAHKON MN 563862436, WAHKON, MN 56386-2436

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (-0.47%)	$187,256 (-2.84%) Land $47,080 Building $140,176	$187,256 (-2.84%) Land $47,080 Building $140,176
2023	$2,986.00 (+11.79%)	$192,737 (+17.48%) Land $40,000 Building $152,737	$192,737 (+17.48%) Land $40,000 Building $152,737
2022	$2,671.00	$164,062 Land $25,718 Building $138,344	$164,062 Land $25,718 Building $138,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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