Scott County property record for 118 Merganser Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,656 sqft · built 1992 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2016) |
| Tax Bill | $4,036 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-00-070.000 |
| Primary APN | 131-00-070.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 2,656 sqft |
| Finished Basement | 2,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 MERGANSER CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT |
| Legal Subdivision | MALLARD POINT |
| Legal Phase | 2 |
| Legal Block | E |
| Legal Lot Number | 37 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40502 |
118 Merganser Ct is owned and occupied by an individual who acquired it in April 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on File |
| Deed Sale | Sep 26, 2016 · Amount on File |
| Deed Document Number | 2016360496 |
| Deed Book / Page | 381 / 308 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 00D448/625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 24, 2024 |
| Property Address | 118 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 00D448/625 |
| Book / Page | D448 / 625 |
| Map Reference | CAB 1 SL 484 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 498138 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | GENERAL DELIVERY, GEORGETOWN, KY 40324-9999 |
| Name | Verified Name |
|---|---|
| Address | 118 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Document Number | 0000498139 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 498139 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 MERGANSER CT, GEORGETOWN, KY 40324-9218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M1609/538 |
|---|---|
| Date | May 26, 2021 |
| Book Page | M1609/538 |
| Instrument | 436317 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 118 Merganser Ct was $4,036.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,201 (-) | $453,201 (-) | |
| 2025 | $4,036.00 | $453,201 | $453,201 |
| 2023 | $3,323.00 | $366,501 Land $80,001 Building $286,500 | $366,501 Land $80,001 Building $286,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Merganser Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Merganser Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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