111 Merganser Ct, Georgetown, KY 40324 Property Records

Scott County property record for 111 Merganser Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 2002
Lot Size	1.62 acres (70,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2019)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131-00-077.000`

Property Details

APN / Parcel Number

Primary APN	`131-00-077.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
1st Floor Area	1,677 sqft
Basement Area	2,748 sqft
Finished Basement	2,748 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	70,959 sqft (1.62 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	111 MERGANSER CT
City	GEORGETOWN
State	KY
Zip	40324-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT
Legal Subdivision	MALLARD POINT
Legal Phase	2
Legal Block	E
Legal Lot Number	26
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2007
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 MERGANSER CT, GEORGETOWN, KY 40324-9220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Sep 6, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2019409735
Deed Book / Page	411 / 163
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 19, 2019
Property Address	111 MERGANSER CT, GEORGETOWN, KY 40324-9220
Document Number	D411/163
Book / Page	D411 / 163
Map Reference	CAB 8 SL 132
Instrument Date	Dec 9, 2019
Instrument	409735
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SAINT ANDREWS WAY, 110, GEORGETOWN, KY 40324-8685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MERGANSER CT, GEORGETOWN, KY 40324-9220

Mortgage

Document Number	0M1480/227
Date	Dec 19, 2019
Book Page	M1480/227
Instrument	409736

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 6, 2018
Property Address	111 MERGANSER CT, GEORGETOWN, KY 40324-9220
Document Number	D400/176
Book / Page	D400 / 176
Map Reference	CAB8 SL132
Instrument Date	Aug 31, 2018
Instrument	391730
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 TIBURON PATH, 100, GEORGETOWN, KY 40324-8883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	111 MERGANSER CT, GEORGETOWN, KY 40324-9220

Mortgage

Document Number	391731
Date	Sep 6, 2018
Instrument	391731

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,700 (-)	$484,700 (-)
2025	$4,317.00 (+7.02%)	$484,700 (+8.92%)	$484,700 (+8.92%)
2023	$4,034.00	$445,000 Land $85,000 Building $360,000	$445,000 Land $85,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

111 Merganser Ct, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Merganser Ct

Nearby Streets

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