114 Merganser Ct, Georgetown, KY 40324 Property Records

Scott County property record for 114 Merganser Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,585 (Sep 2020)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131-00-063.000`

Property Details

APN / Parcel Number

Primary APN	`131-00-063.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,070 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	114 MERGANSER CT
City	GEORGETOWN
State	KY
Zip	40324-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT
Legal Subdivision	MALLARD POINT
Legal Phase	2
Legal Block	E
Legal Lot Number	39
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	2
Census Block	2005
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 MERGANSER CT, GEORGETOWN, KY 40324-9218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	May 9, 2007 · Amount on Record
Deed Document Number	2020421911
Deed Book / Page	417 / 681
Record Updated	Oct 29, 2026

September 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 22, 2020
Property Address	114 MERGANSER CT, GEORGETOWN, KY 40324-9218
Document Number	00D417/681
Book / Page	D417 / 681
Map Reference	CAB 1 SL 484
Instrument Date	Sep 17, 2020
Instrument	421911
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, 144, GEORGETOWN, KY 40324-1368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 MERGANSER CT, GEORGETOWN, KY 40324-9218

Mortgage

Document Number	0000421912
Date	Sep 22, 2020
Instrument	421912

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,801 (+8.76%)	$465,801 (+8.76%)
2025	$3,814.00 (+15.33%)	$428,301 (+17.41%)	$428,301 (+17.41%)
2023	$3,307.00	$364,801 Land $80,001 Building $284,800	$364,801 Land $80,001 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20