Scott County property record for 115 Merganser Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,214 sqft · built 1996 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,000 (Jul 2025) |
| Tax Bill | $5,165 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2019 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-00-087.000 |
| Primary APN | 131-00-087.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,214 sqft Living Area |
| 1st Floor Area | 2,810 sqft |
| Basement Area | 4,214 sqft |
| Finished Basement | 4,214 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 MERGANSER CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT |
| Legal Subdivision | MALLARD POINT |
| Legal Phase | 2 |
| Legal Block | E |
| Legal Lot Number | 28&29 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed, Transfer · VA Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Jan 24, 2019 | Deed, Transfer · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 19, 2017 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Prior Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 2025550050 |
| Deed Book / Page | 459 / 288 |
| Prior Transfer Date | Mar 29, 2013 |
| Prior Transfer Doc | 00D350/770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 29, 2021 |
| Property Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 000D426/76 |
| Book / Page | D426 / 76 |
| Map Reference | CAB 4 SL 1557 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 439846 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 0000439847 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 439847 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 24, 2019 |
| Property Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 00D403/048 |
| Book / Page | D403 / 048 |
| Map Reference | CAB 4 SL 1557 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 395976 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 0000396051 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 396051 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 19, 2017 |
| Property Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 00D386/353 |
| Book / Page | D386 / 353 |
| Map Reference | CAB4 SL1557 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 367919 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 MERGANSER CT, GEORGETOWN, KY 40324-9220 |
| Document Number | 00M1333387 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | M1333/387 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,000 (+2.07%) | $642,000 (+2.07%) | |
| 2025 | $5,165.00 (+9.22%) Homeowner's exemption | $629,000 (+10.74%) | $629,000 (+10.74%) |
| 2023 | $4,729.00 Homeowner's exemption | $568,000 Land $80,000 Building $488,000 | $568,000 Land $80,000 Building $488,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures