Cape May County and Lower Township property record for 118 Harmony Rd, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 1970 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Mar 2003) |
| Tax Bill | $4,376 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| APN | 05-00549-0000-00049 |
| Primary APN | 05-00549-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Street Address | 118 HARMONY RD |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L50,51, OB549L1221 |
| Legal Subdivision | CAPE MAY BEACH |
| Legal Block | 549 |
| Legal Lot Number | 49 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21805 |
118 Harmony Rd is owned by an individual who bought it in March 2003.
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 953, CAPE MAY, NJ 08204-0953 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2003 · Amount on File |
| Deed Sale | Mar 6, 2003 · Amount on File |
| Prior Sale | Dec 5, 1991 · Amount on File |
| Deed Book / Page | 3007 / 675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 118 HARMONY RD, CAPE MAY, NJ 08204-2930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014346 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | M6658/224 |
| Instrument | 2023014346 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,800 (-) Land $110,000 Building $105,800 | $215,800 (-) Land $110,000 Building $105,800 | |
| 2025 | $215,800 Land $110,000 Building $105,800 | $215,800 Land $110,000 Building $105,800 | |
| 2024 | $4,376.00 | ||
| 2023 | $215,800 Land $110,000 Building $105,800 | $215,800 Land $110,000 Building $105,800 | |
| 2022 | $4,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 118 Harmony Rd; there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 12 (1979–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 Harmony Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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