Cape May County and Lower Township property record for 115 Harmony Rd, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 540 sqft · built 1945 |
| Lot Size | 0.1 acres (4,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Aug 2023) |
| Tax Bill | $2,490 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2020 Transfer + 1 more |
| APN | 05-00544-0000-00021 |
| Primary APN | 05-00544-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 540 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 4,369 sqft (0.1 acres) |
| Lot Dimensions | 104 ft deep x 42 ft wide |
| Street Address | 115 HARMONY RD |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L22, OB544L1104 |
| Legal Block | 544 |
| Legal Lot Number | 21 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21805 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 LAGUNA CT, SAINT AUGUSTINE, FL 32086-7031 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Jan 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Apr 13, 1983 |
| Deed Document Number | 202317287 |
| Deed Book / Page | 4127 / 743 |
| Prior Transfer Date | Nov 15, 2019 |
| Prior Transfer Doc | 0038950001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 115 HARMONY RD, CAPE MAY, NJ 08204-2929 |
| Document Number | 0062570479 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY RD NORTH CAPE MAY NJ 082042929, NORTH CAPE MAY, NJ 08204-2929 |
| Document Number | 0062570479 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 006257/000479 |
| Instrument | 34916 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 30, 2020 |
| Property Address | 115 HARMONY RD, CAPE MAY, NJ 08204-2929 |
| Document Number | 0038950001 |
| Book / Page | 003895 / 000001 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 201 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY RD CAPE MAY NJ 082042929, CAPE MAY, NJ 08204-2929 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 3, 2020 |
| Property Address | 115 HARMONY RD, CAPE MAY, NJ 08204-2929 |
| Document Number | 0038940995 |
| Book / Page | 003894 / 000995 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 200 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY RD CAPE MAY NJ 082042929, CAPE MAY, NJ 08204-2929 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,200 (-) Land $101,000 Building $36,200 | $137,200 (-) Land $101,000 Building $36,200 | |
| 2025 | $137,200 (+11.73%) Land $101,000 Building $36,200 | $137,200 (+11.73%) Land $101,000 Building $36,200 | |
| 2024 | $2,490.00 (+4.67%) | ||
| 2023 | $122,800 Land $101,000 Building $21,800 | $122,800 Land $101,000 Building $21,800 | |
| 2022 | $2,379.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 12 (1979–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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