112 Harmony Rd, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 112 Harmony Rd, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,152 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,000 (Aug 1996)
Tax Bill	$4,950 (2024)
Deeds & Mortgages	Jun 2023 Mortgage
APN	`05-00549-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`05-00549-0000-00037`
Alternative APN	`050054900037`

Interior

Stories	1 Story
Building Area	2,152 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	112 HARMONY RD
City	CAPE MAY
State	NJ
Zip	08204-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L38,39,40,41, OB549L1209
Legal Subdivision	CAPE MAY BEACH
Legal Block	549
Legal Lot Number	37
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3012
Census Tract	21805

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 HARMONY RD, CAPE MAY, NJ 08204-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 1996 · Amount on Record
Deed Sale	Aug 2, 1996 · Amount on Record
Deed Book / Page	2680 / 290
Last Transfer Date	Aug 9, 2011
Transfer Doc	0000000225
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	112 HARMONY RD, CAPE MAY, NJ 08204-2930
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012135
Date	Jun 1, 2023
Book Page	M6651/800
Instrument	2023012135

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	219 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,100 (-) Land $130,000 Building $114,100	$244,100 (-) Land $130,000 Building $114,100
2025		$244,100 (-) Land $130,000 Building $114,100	$244,100 (-) Land $130,000 Building $114,100
2024	$4,950.00 (+4.65%)
2023		$244,100 Land $130,000 Building $114,100	$244,100 Land $130,000 Building $114,100
2022	$4,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	12 (1979–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20