105 Harmony Rd, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 105 Harmony Rd, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1975
Lot Size	0.288 acres (12,544 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Dec 2020)
Tax Bill	$4,017 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`05-00543-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`05-00543-0000-00032`
Alternative APN	`050054300032`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,544 sqft (0.288 acres)
Lot Dimensions	112 ft deep x 112 ft wide

Location & Zoning

Street Address	105 HARMONY RD
City	CAPE MAY
State	NJ
Zip	08204-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L33-36, OB543L1163
Legal Subdivision	CAPE MAY BEACH
Legal Block	543
Legal Lot Number	32
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3013
Census Tract	21805

Owner

105 Harmony Rd is owned by two individuals who bought it in December 2020.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1828 S 9TH ST, PHILADELPHIA, PA 19148-1660
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Mar 20, 2013 · Amount on File
Deed Document Number	202045139
Deed Book / Page	3951 / 613
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 16, 2020
Property Address	105 HARMONY RD, CAPE MAY, NJ 08204-2929
Document Number	0039510613
Book / Page	003951 / 000613
Instrument Date	Nov 28, 2020
Instrument	45139
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	OMEGA SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1828 S 9TH ST PHILADELPHIA PA 191481660, PHILADELPHIA, PA 19148-1660

Mortgage

Document Number	62930429
Date	Dec 16, 2020
Book Page	006293/000429
Instrument	45141

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,100 (-) Land $132,600 Building $65,500	$198,100 (-) Land $132,600 Building $65,500
2025		$198,100 Land $132,600 Building $65,500	$198,100 Land $132,600 Building $65,500
2024	$4,017.00
2023		$198,100 Land $132,600 Building $65,500	$198,100 Land $132,600 Building $65,500
2022	$3,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 105 Harmony Rd; there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	12 (1979–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Harmony Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20