11796 Thomas Spring Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 11796 Thomas Spring Rd, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,429 sqft · built 1986
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2026)
Tax Bill	$6,630 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-238476`

Property Details

APN / Parcel Number

Primary APN	`09-238476`
Alternative APNs	`9238476` `238476`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,429 sqft Living Area
Gross Area	3,001 sqft
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	49,658 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238476
Street Address	11796 THOMAS SPRING RD
City	MONROVIA
State	MD
Zip	21770-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 49 S 2 PL 3 1.140 AC THOS SPNG RD THOMAS SPRING RD
Legal Subdivision	TRANQUILITY
Legal Lot Number	49
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	4
Census Block	4005
Census Tract	752102

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11796 THOMAS SPRING RD, MONROVIA, MD 21770-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage SECURITYPLUS FEDERAL CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 27, 2017	Grant Deed, Transfer · FHA Mortgage MLEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Book / Page	17921 / 484
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0075660410
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 22, 2026
Property Address	11796 THOMAS SPRING RD, MONROVIA, MD 21770-9004
Document Number	1792000484
Book / Page	17921 / 484
Instrument Date	Jun 16, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11796 THOMAS SPRING RD, MONROVIA, MD 21770-9004
Investor	Possibly a Property Investor

Mortgage

Document Number	1792000491,
Date	Jun 22, 2026
Book Page	17921/491

Lender

Name	SECURITYPLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11796 THOMAS SPRING RD, MONROVIA, MD 21770-9004
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147890450
Date	Apr 20, 2021
Book Page	14789/450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 27, 2017
Property Address	11796 THOMAS SPRING RD, MONROVIA, MD 21770-9004
Document Number	0118940148
Book / Page	011894 / 000148
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11796 THOMAS SPRING RD MONROVIA MD 217709004, MONROVIA, MD 21770-9004

Mortgage

Document Number	118940168
Date	Jun 27, 2017
Book Page	011894/000168

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,733 (+5.89%)	$593,000 (-) Land $226,400 Building $366,600
2025	$6,630.00 (+7.07%)	$530,467 (+12.79%)	$593,000 (+18.79%) Land $226,400 Building $366,600
2024	$6,192.00 (+9.4%)
2023	$5,660.00	$470,333	$499,200 Land $176,200 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Thomas Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures