11791 Thomas Spring Rd, Monrovia, MD 21770 Property Records

Frederick County property record for 11791 Thomas Spring Rd, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,840 sqft · built 1987
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Aug 2020)
Tax Bill	$5,233 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-238360`

Property Details

APN / Parcel Number

Primary APN	`09-238360`
Alternative APNs	`9238360` `238360`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,840 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,640 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	125 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238360
Street Address	11791 THOMAS SPRING RD
City	MONROVIA
State	MD
Zip	21770-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 9 S 2 PL 3 1.28 AC THOMAS SPRING RD TRANQUILITY
Legal Subdivision	TRANQUILITY
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	4
Census Block	4008
Census Tract	752102

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11791 THOMAS SPRING RD, MONROVIA, MD 21770-9001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Aug 11, 2020	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Book / Page	13972 / 88
Transfer Doc	0041490530
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11791 THOMAS SPRING RD, MONROVIA, MD 21770-9001
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11791 THOMAS SPRING RD, MONROVIA, MD 21770-9001

Mortgage

Document Number	0155910314
Date	Dec 20, 2021
Book Page	15591/314

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 11, 2020
Property Address	11791 THOMAS SPRING RD, MONROVIA, MD 21770-9001
Document Number	0139720088
Book / Page	13972 / 88
Map Reference	MB 19 PG 38
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11791 THOMAS SPRING RD, MONROVIA, MD 21770-9001

Mortgage

Document Number	1397295
Date	Aug 11, 2020
Instrument	13972/95

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,367 (+3.42%)	$444,600 (-) Land $225,200 Building $219,400
2025	$5,233.00 (+4.37%)	$416,133 (+11.65%)	$444,600 (+10.62%) Land $225,200 Building $219,400
2024	$5,014.00 (+11.03%)
2023	$4,516.00	$372,700	$401,900 Land $175,100 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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