Frederick County property record for 11787 Thomas Spring Rd, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,660 sqft · built 1986 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Feb 2017) |
| Tax Bill | $6,853 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-238387 |
| Primary APN | 09-238387 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,210 sqft |
| 1st Floor Area | 1,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 950 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 238387 |
|---|---|
| Street Address | 11787 THOMAS SPRING RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 11 S 2 PL 3 1.157 AC THOS SPNG RD THOMAS SPRING RD |
| Legal Subdivision | TRANQUILITY |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11787 THOMAS SPRING RD, MONROVIA, MD 21770-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Feb 16, 2017 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2017 · Amount on Record |
| Deed Sale | Feb 16, 2017 · Amount on Record |
| Prior Sale | Feb 11, 2015 · Amount on Record |
| Deed Document Number | 201711673-0001 |
| Deed Book / Page | 11673 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11787 THOMAS SPRING RD, MONROVIA, MD 21770-9001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 11787 THOMAS SPRING RD, MONROVIA, MD 21770-9001 |
| Document Number | 0149580428 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 14958/428 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 16, 2017 |
| Property Address | 11787 THOMAS SPRING RD, MONROVIA, MD 21770-9001 |
| Document Number | 0116730001 |
| Book / Page | 11673 / 0001 |
| Map Reference | MB19 PL38 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 11673-0001 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,047.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 11787 THOMAS SPRING RD, MONROVIA, MD 21770-9001 |
| Document Number | 116730006 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 11673-0006 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,700 (+5.83%) | $612,700 (-) Land $226,500 Building $386,200 | |
| 2025 | $6,853.00 (+17.99%) | $548,700 (+13.6%) | $612,700 (+18.58%) Land $226,500 Building $386,200 |
| 2023 | $5,808.00 | $483,000 | $516,700 Land $176,300 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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