Frederick County property record for 11788 Thomas Spring Rd, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,756 sqft · built 1986 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jul 2001) |
| Tax Bill | $7,227 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-238425 |
| Primary APN | 09-238425 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 1,528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 98,446 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 694 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 238425 |
|---|---|
| Street Address | 11788 THOMAS SPRING RD |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 43 S 2 PL 3 2.267 AC THOS SPNG RD THOMAS SPRING RD |
| Legal Subdivision | TRANQUILITY 03 SEC 02 |
| Legal Lot Number | 43 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11788 THOMAS SPRING RD, MONROVIA, MD 21770-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2001 · Amount on Record |
| Deed Sale | Jul 20, 2001 · Amount on Record |
| Prior Sale | Sep 29, 1986 · Amount on Record |
| Deed Document Number | 20014852 |
| Deed Book / Page | 2920 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11788 THOMAS SPRING RD, MONROVIA, MD 21770-9004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11788 THOMAS SPRING RD, MONROVIA, MD 21770-9004 |
| Document Number | 0167300374 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 16730/374 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,600 (+19.58%) | $643,900 (+17.71%) Land $237,600 Building $406,300 | |
| 2025 | $7,227.00 (+17.67%) | ||
| 2023 | $6,142.00 | $511,467 | $547,000 Land $186,300 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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