11786 Coldbrook Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 11786 Coldbrook Dr, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,011 sqft · built 1971
Lot Size	0.86 acres (37,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Jul 2017)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-227016`

Property Details

APN / Parcel Number

Primary APN	`09-227016`
Alternative APNs	`9227016` `227016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,011 sqft Living Area
1st Floor Area	1,311 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	37,461 sqft (0.86 acres)
Garage Area	351 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	227016
Street Address	11786 COLDBROOK DR
City	MONROVIA
State	MD
Zip	21770-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 16 SEC 1 0.86 AC COLD BROOK DR. SUNNY-BROOK FARMS
Legal Subdivision	SUNNY-BROOK FARMS SEC I
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2014
Census Tract	752101

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11786 COLDBROOK DR, MONROVIA, MD 21770-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Nov 21, 2013 · Amount on Record
Deed Document Number	201711932-0332
Deed Book / Page	11932 / 332
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	0119320332
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11786 COLDBROOK DR, MONROVIA, MD 21770-8833
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153730283
Date	Oct 12, 2021
Book Page	15373/283

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11786 COLDBROOK DR, MONROVIA, MD 21770-8833
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133520397
Date	Nov 20, 2019
Book Page	13352/0397

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 19, 2017
Property Address	11786 COLDBROOK DR, MONROVIA, MD 21770-8833
Document Number	0119320332
Book / Page	011932 / 000332
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11786 COLDBROOK DR MONROVIA MD 217708833, MONROVIA, MD 21770-8833

Mortgage

Document Number	119320360
Date	Jul 19, 2017
Book Page	011932/000360

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,900 (+24.29%)	$438,800 (+25.69%) Land $234,900 Building $203,900
2025	$4,779.00 (+19.39%)
2023	$4,003.00	$329,000	$349,100 Land $165,000 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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