11785 Coldbrook Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 11785 Coldbrook Dr, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,128 sqft · built 1971
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2004)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-248102`

Property Details

APN / Parcel Number

Primary APN	`09-248102`
Alternative APNs	`9248102` `248102`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Area	392 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	248102
Street Address	11785 COLDBROOK DR
City	MONROVIA
State	MD
Zip	21770-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 9 S 1.46 AC COLD BROOK DR. SUNNY-BROOK FARMS
Legal Subdivision	SUNNY-BROOK FARMS
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2014
Census Tract	752101

Owner

11785 Coldbrook Dr is owned and occupied by two individuals who bought it in April 2004.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11785 COLDBROOK DR, MONROVIA, MD 21770-8804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 3, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2004 · Amount on File
Deed Sale	Apr 16, 2004 · Amount on File
Prior Sale	Feb 26, 2003 · Amount on File
Deed Document Number	200442466
Deed Book / Page	4538 / 423
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11785 COLDBROOK DR, MONROVIA, MD 21770-8804
Document Number	0131260230
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11785 COLDBROOK DR MONROVIA MD 217708804, MONROVIA, MD 21770-8804

Mortgage

Document Number	0131260230
Date	Aug 5, 2019
Book Page	013126/000230

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11785 COLDBROOK DR, MONROVIA, MD 21770-8804
Document Number	0127860072
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11785 COLDBROOK DR MONROVIA MD 217708804, MONROVIA, MD 21770-8804

Mortgage

Document Number	0127860072
Date	Jan 7, 2019
Book Page	012786/000072

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11785 Coldbrook Dr was $4,613 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,433	$445,300 Land $200,000 Building $245,300
2025	$4,613.00
2023	$4,019.00 Homeowner's exemption	$338,733	$358,700 Land $138,000 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11785 Coldbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11785 Coldbrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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