11789 Coldbrook Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 11789 Coldbrook Dr, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 1971
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2020)
Tax Bill	$4,556 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-251626`

Property Details

APN / Parcel Number

Primary APN	`09-251626`
Alternative APNs	`9251626` `251626`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,064 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	251626
Street Address	11789 COLDBROOK DR
City	MONROVIA
State	MD
Zip	21770-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 7 S 1.46 AC COLD BROOK DR. SUNNY-BROOK FARMS
Legal Subdivision	SUNNY-BROOK FARMS
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2014
Census Tract	752101

Owner

11789 Coldbrook Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN
Nov 1, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 4, 2020	Deed, Transfer · FHA Mortgage THE MORTGAGE LINK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Sep 13, 2001
Deed Book / Page	14330 / 446
Prior Transfer Date	Feb 9, 2015
Prior Transfer Doc	0103940464
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jul 27, 2026
Property Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804
Document Number	1797000325
Book / Page	17974 / 325
Instrument Date	Jun 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804

Mortgage

Document Number	1797000325,
Date	Jul 27, 2026
Book Page	17974/325

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Dec 1, 2050

Interest

Rate	6.48%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804

Mortgage

Document Number	0166540374
Date	Nov 1, 2023
Book Page	16654/374

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804

Mortgage

Document Number	0163240093
Date	Feb 8, 2023
Book Page	16324/93

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Dec 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 4, 2020
Property Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804
Document Number	0143300446
Book / Page	14330 / 446
Map Reference	MB 6 PL 35
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MICHAELS T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11789 COLDBROOK DR, MONROVIA, MD 21770-8804

Mortgage

Document Number	14330456
Date	Dec 4, 2020
Instrument	14330/456

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,933	$453,600 Land $200,000 Building $253,600
2024	$4,556.00 (+13.22%)
2023	$4,024.00	$330,733	$364,100 Land $138,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11789 Coldbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11789 Coldbrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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