11783 Coldbrook Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 11783 Coldbrook Dr, Monrovia, MD 21770

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 2,021 sqft · built 1971
Lot Size	0.46 acres (20,037 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Dec 2021)
Tax Bill	$148 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-234187`

Property Details

APN / Parcel Number

Primary APN	`09-234187`
Alternative APNs	`9234187` `234187`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,021 sqft Gross Area
1st Floor Area	1,328 sqft
Basement Area	693 sqft
Finished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Area	264 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	234187
Street Address	11783 COLDBROOK DR
City	MONROVIA
State	MD
Zip	21770-8804
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R1
Legal Description	LT 10 SECT 1 0.46 AC COLD BROOK DR. SUNNY-BROOK FARMS
Legal Subdivision	SUNNY-BROOK FARMS
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2014
Census Tract	752101

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11783 COLDBROOK DR, MONROVIA, MD 21770-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FCU
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jan 12, 2006 · Amount on Record
Deed Book / Page	15564 / 191
Prior Transfer Date	Aug 3, 2009
Prior Transfer Doc	0074610393
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11783 COLDBROOK DR, MONROVIA, MD 21770-8804
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119500152
Date	Jul 28, 2017
Book Page	11950/0152
Instrument	11950-0152

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 13, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11783 COLDBROOK DR, MONROVIA, MD 21770-8804
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11783 COLDBROOK DR, MONROVIA, MD 21770-8804

Mortgage

Document Number	0148620048
Date	May 10, 2021
Book Page	14862/48

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,267 (+7.44%)	$445,100 (-) Land $200,000 Building $245,100
2025	$148.00 (-5%) Homeowner's exemption	$387,433 (+14.55%)	$445,100 (+24.12%) Land $200,000 Building $245,100
2024	$296.00 (+1%)
2023	$148.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,233	$358,600 Land $138,000 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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