1178 Hickory Ridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1178 Hickory Ridge Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,281 sqft · built 2023
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-01-0-00015-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-01-0-00015-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,281 sqft Adjusted Area
1st Floor Area	3,321 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	135,036 sqft (3.1 acres)

Location & Zoning

Street Address	1178 HICKORY RIDGE DR
City	HERNANDO
State	MS
Zip	38632-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 15
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3008
Census Tract	71001

Owner

Source: DeSoto County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer GUARDIAN TITLE
Mar 3, 2023	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST CO
Mar 3, 2023	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK
Feb 11, 2022	Warranty Deed, Transfer · Line of Credit GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026
Deed Sale	Jun 16, 2026
Prior Sale	Feb 11, 2022
Deed Book / Page	1026 / 10482
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 16, 2026
Property Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211
Document Number	1026010482
Book / Page	1026 / 10482
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3771 STAR LANDING RD W, NESBIT, MS 38651-8889

Mortgage

Document Number	5660/13724
Date	Mar 3, 2023
Book Page	5660/13724

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SOUTHAVEN, MS 38672

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2024

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3771 STAR LANDING RD W, NESBIT, MS 38651-8889

Mortgage

Document Number	05660/3724
Date	Mar 3, 2023
Book Page	5660/3724

Lender

Name	GUARANTY BANK
Type	Bank
Address	SOUTHAVEN, MS 38672

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2024

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 11, 2022
Property Address	1178 HICKORY RIDGE DR, HERNANDO, MS 38632-7211
Document Number	000987/598
Book / Page	987 / 598
Map Reference	MB 58 PG 1
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8080 TCHULAHOMA RD, 8080, SOUTHAVEN, MS 38671-9231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3771 STAR LANDING RD W, NESBIT, MS 38651-8889

Mortgage

Document Number	0005463731
Date	Feb 11, 2022
Instrument	5463/731

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 25, 2025

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00 (+865.19%)	$58,963 (+1,168.02%) Land $3,100 Building $55,863	$589,634 (+1,802.05%) Land $31,000 Building $558,634
2023	$474.00	$4,650	$31,000 Land $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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