1001 Hickory Ridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1001 Hickory Ridge Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,369 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-05-01-0-00030-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-05-01-0-00030-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	6,369 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	1001 HICKORY RIDGE DR
City	HERNANDO
State	MS
Zip	38632-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 30
Legal Range	07
Legal Township	03
Legal Section	05
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	30
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3007
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025
Deed Sale	Nov 20, 2025
Prior Sale	Sep 29, 2005
Deed Document Number	0102522561
Deed Book / Page	1025 / 22561
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671

Mortgage

Document Number	005200/783
Date	Mar 31, 2021
Book Page	5200/783

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	88797

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671

Mortgage

Document Number	5662/84391
Date	Aug 19, 2025
Book Page	5662/84391

Lender

Name	CADENCE BANK NA
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 20, 2025
Property Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671
Document Number	1025/22561
Book / Page	1025 / 22561
Map Reference	MB 13 PG 31-36
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6465 WYNFREY PL, MEMPHIS, TN 38120-2672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1001 HICKORY RIDGE DR, HERNANDO, MS 38632-7671

Mortgage

Document Number	5662121852
Date	Nov 20, 2025
Instrument	5662/121852

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	15.2%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,701.00 (-17.5%)	$40,253 (-) Land $3,000 Building $37,253	$402,530 (-) Land $30,000 Building $372,530
2023	$3,274.00	$40,253	$402,530 Land $30,000 Building $372,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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