DeSoto County property record for 1040 Hickory Ridge Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,716 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,204 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-08-01-0-00012-00 |
| Primary APN | 3-07-3-08-01-0-00012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 5,716 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Street Address | 1040 HICKORY RIDGE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | OAKDALE ESTATES S-D LOT 12 PT IN 5- |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Subdivision | OAKDALE ESTATES S-D |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 HICKORY RIDGE DR, HERNANDO, MS 38632-7222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Apr 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2014 |
| Deed Sale | May 8, 2014 |
| Deed Document Number | 0000733732 |
| Deed Book / Page | 0733 / 732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1040 HICKORY RIDGE DR, HERNANDO, MS 38632-7222 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Name | Verified Name |
|---|---|
| Address | 470 NORTH ST, HERNANDO, MS 38632-1732 |
| Document Number | 005390/283 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 5390/283 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 17 Months |
| Due | Apr 29, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1040 HICKORY RIDGE DR, HERNANDO, MS 38632-7222 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 470 NORTH ST, HERNANDO, MS 38632-1732 |
| Document Number | 5660/25730 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 5660/25730 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,204.00 (+1,028.85%) | $66,603 (+1,380.07%) Land $3,000 Building $63,603 | $666,033 (+2,120.11%) Land $30,000 Building $636,033 |
| 2023 | $461.00 | $4,500 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
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