952 Hickory Ridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 952 Hickory Ridge Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,294 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-05-01-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-05-01-0-00011-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,294 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	952 HICKORY RIDGE DR
City	HERNANDO
State	MS
Zip	38632-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 11
Legal Range	07
Legal Township	03
Legal Section	05
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3008
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-05-01-0-00011-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jan 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2019
Deed Sale	Jan 25, 2019
Deed Document Number	0000878290
Deed Book / Page	0878 / 290
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028

Mortgage

Document Number	05663/6589
Date	Jan 21, 2026
Book Page	5663/6589

Lender

Name	RENASANT BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004781/251
Date	Aug 16, 2019
Book Page	4781/251

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028

Mortgage

Document Number	005229/129
Date	May 04, 2021
Book Page	5229/129

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 25, 2019
Property Address	952 HICKORY RIDGE DR, HERNANDO, MS 38632-8028
Document Number	000878/290
Book / Page	0878 / 290
Map Reference	MB 13 PG 31-36
Instrument Date	Jan 24, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3257 OAKDALE COVE, 3257, SOUTHAVEN, MS 38672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0004670062
Date	Jan 25, 2019
Instrument	4670/062

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (-36.23%)	$22,834 (-) Land $3,000 Building $19,834	$228,339 (-) Land $30,000 Building $198,339
2023	$1,982.00	$22,834	$228,339 Land $30,000 Building $198,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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