11776 Central Ln, Winona, TX 75792 Property Records

Smith County property record for 11776 Central Ln, Winona, TX 75792

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$629 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R107757`

Property Details

APN / Parcel Number

Primary APN	`R107757`
Alternative APN	`1-80550-0000-00-112000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Heated Area
1st Floor Area	1,272 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Utility Building	576 sqft
Boat Access	Boat Access
Boat House	340 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R107757
Street Address	11776 CENTRAL LN
City	WINONA
State	TX
Zip	75792-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWELL LAKE LOT 112
Legal Subdivision	HOWELL LAKE
Legal Lot Number	112
Jurisdiction	SMITH TX
Township / Civil Division	TYLER EAST
Census Block Group	1
Census Block	1066
Census Tract	1804

Owner

11776 Central Ln is owned and occupied by two individuals who acquired it in October 2021.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11776 CENTRAL LN, WINONA, TX 75792-6706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021
Deed Sale	Oct 13, 2021
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20211042304
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0100026655
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jun 26, 2018
Property Address	11776 CENTRAL LN, WINONA, TX 75792-6706
Document Number	0000026655
Instrument Date	Jun 25, 2018
Instrument	26655
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	TEXAS PIONEER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11776 CENTRAL LN WINONA TX 757926706, WINONA, TX 75792-6706

Mortgage

Document Number	26656
Date	Jun 26, 2018
Instrument	26656

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11776 Central Ln was $629 with exemptions applied, up 1.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Winona Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$629.00 (+1.94%) Homeowner's exemption Senior Citizen's exemption	$187,212 (+9.12%) Land $38,638 Building $148,574	$187,212 (+9.12%) Land $38,638 Building $148,574
2025	$617.00 (+1.48%) Homeowner's exemption Senior Citizen's exemption	$171,569 Land $36,341 Building $135,228	$171,569 Land $36,341 Building $135,228
2024	$608.00 (+2.36%)
2023	$594.00 (-53.08%) Homeowner's exemption	$150,542 Land $32,600 Building $117,942	$150,542 Land $32,600 Building $117,942
2022	$1,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11776 Central Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11776 Central Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STARRVILLE WSC serves 1,077 people · EPA ID TX2120100
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20