Smith County property record for 11708 Central Ln, Winona, TX 75792
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1955 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $609 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R107751 |
| Primary APN | R107751 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|
| Lot Area | 22,216 sqft (0.51 acres) |
|---|
| Account Number | R107751 |
|---|---|
| Street Address | 11708 CENTRAL LN |
| City | WINONA |
| State | TX |
| Zip | 75792-6706 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HOWELL LAKE LOT 105 |
| Legal Subdivision | HOWELL LAKE |
| Legal Lot Number | 105 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TYLER EAST |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 1804 |
11708 Central Ln, residential vacant land, is owned by two individuals.
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11722 S CENTRAL LN, WINONA, TX 75792-6704 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2017 | Deed of Trust, Mortgage CITIZENS FIRST BK |
| Apr 6, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS 1ST BK TYLER TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 11708 S CENTRAL LN, WINONA, TX 75792-6704 |
| Document Number | 0000046688 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11722 S CENTRAL LN WINONA TX 757926704, WINONA, TX 75792-6704 |
| Document Number | 0000046688 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 46688 |
| Name | CITIZENS FIRST BK |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711-7640 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 12, 2032 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Apr 6, 2017 |
| Property Address | 11708 S CENTRAL LN, WINONA, TX 75792-6704 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 13228 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11722 CENTRAL LN WINONA TX 75792, WINONA, TX 75792 |
| Document Number | 0000013228 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 13228 |
| Name | CITIZENS 1ST BK TYLER TX |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75711-7640 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 5, 2018 |
The 2026 property tax bill for 11708 Central Ln was $609, up 6.3% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609.00 (+6.28%) | $38,638 (+6.32%) Land $38,638 | $38,638 (+6.32%) Land $38,638 |
| 2025 | $573.00 (+9.77%) | $36,341 Land $36,341 | $36,341 Land $36,341 |
| 2024 | $522.00 (+1.16%) | ||
| 2023 | $516.00 (-7.86%) | $32,600 Land $32,600 | $32,600 Land $32,600 |
| 2022 | $560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11708 Central Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11708 Central Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STARRVILLE WSC serves 1,077 people · EPA ID TX2120100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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