Smith County property record for 11746 Central Ln, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,039 sqft · built 1955 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $444 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R107754 |
| Primary APN | R107754 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,039 sqft Heated Area |
| 1st Floor Area | 2,039 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R107754 |
|---|---|
| Street Address | 11746 CENTRAL LN |
| City | WINONA |
| State | TX |
| Zip | 75792-6706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWELL LAKE LOT/SPACE 109 & (109A 0.059AC) LT 109 & (109A 0.059AC) |
| Legal Subdivision | HOWELL LAKE |
| Legal Lot Number | 109 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TYLER EAST |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 1804 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11746 CENTRAL LN, WINONA, TX 75792-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2007 |
| Transfer Doc | 0000048907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 11746 CENTRAL LN, WINONA, TX 75792-6706 |
| Document Number | 0000038928 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 11746 CENTRAL LN WINONA TX 757926706, WINONA, TX 75792-6706 |
| Document Number | 0000038928 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 38928 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444.00 (+3.26%) Homeowner's exemption Senior Citizen's exemption | $234,480 (+5.58%) Land $31,759 Building $202,721 | $234,480 (+5.58%) Land $31,759 Building $202,721 |
| 2025 | $430.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption | $222,085 (+18.96%) Land $29,721 Building $192,364 | $222,085 (+18.96%) Land $29,721 Building $192,364 |
| 2024 | $418.00 (+4.24%) | ||
| 2023 | $401.00 (-64.7%) Homeowner's exemption | $186,690 Land $32,600 Building $154,090 | $186,690 Land $32,600 Building $154,090 |
| 2022 | $1,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STARRVILLE WSC serves 1,077 people · EPA ID TX2120100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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