11722 Central Ln, Winona, TX 75792 Property Records

Smith County property record for 11722 Central Ln, Winona, TX 75792

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,879 sqft · built 1976
Lot Size0.597 acres (26,005 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Apr 2011)
Tax Bill$2,163 (2026)
Deeds & MortgagesNov 2017 Mortgage
Apr 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APNR107752

Property Details

APN / Parcel Number

Primary APNR107752
Alternative APN
  • 1-80550-0000-00-106000

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,879 sqft Heated Area
1st Floor Area1,879 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area26,005 sqft (0.597 acres)
Pool Area450 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR107752
Street Address11722 CENTRAL LN
CityWINONA
StateTX
Zip75792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWELL LAKE LOT 106, 106A WAS 0.52 AC / 2014 SPLIT
Legal SubdivisionHOWELL LAKE
Legal Lot Number106A
JurisdictionSMITH TX
Township / Civil DivisionTYLER EAST
Census Block Group1
Census Block1066
Census Tract1804

Owner

11722 Central Ln is owned and occupied by two individuals who bought it in April 2011.

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11722 S CENTRAL LN, WINONA, TX 75792-6704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2017Deed of Trust, Mortgage
CITIZENS FIRST BK
Apr 6, 2017Trustee's Deed, Construction Loan · Construction Mortgage
CITIZENS 1ST BK TYLER TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2011 · Amount on File
Deed SaleApr 28, 2011 · Amount on File
Deed Document Number201117848
Prior Transfer DateApr 26, 2011
Prior Transfer Doc0000017848
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address11722 S CENTRAL LN, WINONA, TX 75792-6704
Document Number0000046688
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11722 S CENTRAL LN WINONA TX 757926704, WINONA, TX 75792-6704

Mortgage

Document Number0000046688
DateNov 13, 2017
Instrument46688
Lender
NameCITIZENS FIRST BK
TypeBank
AddressTYLER, TX 75711-7640
Agreement
AmountAmount on Record
Term180 Months
DueNov 12, 2032

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSMITH TX
Recording DateApr 6, 2017
Property Address11722 S CENTRAL LN, WINONA, TX 75792-6704
Instrument DateMar 24, 2017
Instrument13228
Transaction TypeConstruction Loan
Record UpdatedJun 28, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address11722 CENTRAL LN WINONA TX 75792, WINONA, TX 75792

Mortgage

Document Number0000013228
DateApr 6, 2017
Instrument13228
Lender
NameCITIZENS 1ST BK TYLER TX
TypeBank
AddressTYLER, TX 75711-7640
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 5, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 11722 Central Ln was $2,163 with a homeowner's exemption, up 17.2% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictWinona Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,163.00 (+17.24%) Homeowner's exemption$237,375 (+5.57%) Land $44,347 Building $193,028$237,375 (+5.57%) Land $44,347 Building $193,028
2025$1,845.00 (-6.06%) Homeowner's exemption$224,860 Land $41,900 Building $182,960$224,860 Land $41,900 Building $182,960
2024$1,964.00 (+17.96%)
2023$1,665.00 (-22.63%) Homeowner's exemption$179,766 Land $32,600 Building $147,166$179,766 Land $32,600 Building $147,166
2022$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11722 Central Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11722 Central Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTARRVILLE WSC
serves 1,077 people · EPA ID TX2120100
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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