Williamson County property record for 1174 Echo Ln, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 5,281 sqft · built 1998 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,260,000 (Jun 2021) |
| Tax Bill | $7,853 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094052M A 00700 |
| Primary APN | 094052M A 00700 |
|---|
| Full Baths | 6.5 Baths |
|---|---|
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 5,281 sqft Living Area |
| 1st Floor Area | 2,546 sqft |
| 2nd Floor Area | 2,735 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 336 ft deep x 162 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 548 sqft |
| Patio Area | 548 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1174 ECHO LN |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-6550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ECHO EST PB 24 PG 30 LOT 0107 |
| Legal Subdivision | ECHO EST |
| Legal Lot Number | 107 162 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harlinsdale Farm (Boundary Increase) listed 2023 · 3 contributing resources · NRIS 06000344 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Williamson County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK |
| Jun 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Jul 31, 1998 · Amount on Record |
| Deed Document Number | 21035157 |
| Deed Book / Page | 8592 / 116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jul 30, 2026 |
| Property Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000027315 |
| Book / Page | 10093 / 451 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202627315 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NASHVILLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $961,156.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000027317, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202627317 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089790348 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 8979/348 |
| Instrument | 22018546 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jun 9, 2021 |
| Property Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0085920116 |
| Book / Page | 8592 / 116 |
| Map Reference | MB 24 PG 30 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 21035157 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEY'S TITLE COMPANY-GBC, ATTORNEYS TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1174 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 21035158 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 21035158 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Max Rate | 7.5% |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,853.00 (-40.44%) | $501,475 (+64%) Land $205,000 Building $296,475 | $2,005,900 (+64%) Land $820,000 Building $1,185,900 |
| 2024 | $13,186.00 (+1%) | ||
| 2023 | $6,593.00 | $305,775 (-) Land $87,500 Building $218,275 | $1,223,100 (-) Land $350,000 Building $873,100 |
| 2022 | $6,593.00 | $305,775 Land $87,500 Building $218,275 | $1,223,100 Land $350,000 Building $873,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 10 of 72 |
| Most Recent Claim | Apr 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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