Williamson County property record for 1185 Echo Ln, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 6,371 sqft · built 2015 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual on Record |
| Last Sale | $2,700,000 (Feb 2022) |
| Tax Bill | $12,612 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094052L B 00200 |
| Primary APN | 094052L B 00200 |
|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,371 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 185 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 1,059 sqft |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Pool Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1185 ECHO LN |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-6559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD PRESERVE @ ECHO ESTATES SEC 1 PB 60 PG 100 LOT 0002 |
| Legal Subdivision | PRESERVE @ ECHO ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harlinsdale Farm (Boundary Increase) listed 2023 · 3 contributing resources · NRIS 06000344 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Williamson County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1185 ECHO LN, FRANKLIN, TN 37069-6559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Feb 9, 2022 | Warranty Deed, Transfer HOMELAND TITLE, HOMELAND TITLE LLC |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS & MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on Record |
| Deed Sale | Feb 9, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2016 |
| Deed Document Number | 22006651 |
| Deed Book / Page | 8905 / 599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1185 ECHO LN, FRANKLIN, TN 37069-6559 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089870973 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 8987/973 |
| Instrument | 22020046 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.97% |
| Index | 3-Month LIBOR |
| Margin | 3 |
| Max Rate | 7.91% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Feb 9, 2022 |
| Property Address | 1185 ECHO LN, FRANKLIN, TN 37069-6559 |
| Document Number | 0089050599 |
| Book / Page | 8905 / 599 |
| Map Reference | MB 60 PG 100 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 22006651 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1185 ECHELON DR, FRANKLIN, TN 37064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1185 ECHO LN, FRANKLIN, TN 37069-6559 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087830715 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 8783/715 |
| Instrument | 21064042 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1185 ECHO LN, FRANKLIN, TN 37069-6559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0074390316 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 7439/0316 |
| Instrument | 18032386 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,612.00 (-37.79%) | $805,325 (+71.31%) Land $205,000 Building $600,325 | $3,221,300 (+71.31%) Land $820,000 Building $2,401,300 |
| 2024 | $20,272.00 (+1%) | ||
| 2023 | $10,136.00 | $470,100 (-) Land $87,500 Building $382,600 | $1,880,400 (-) Land $350,000 Building $1,530,400 |
| 2022 | $10,136.00 | $470,100 Land $87,500 Building $382,600 | $1,880,400 Land $350,000 Building $1,530,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 10 of 72 |
| Most Recent Claim | Apr 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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