Williamson County property record for 1161 Echo Ln, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,398 sqft · built 1998 |
| Lot Size | 0.997 acres (43,470 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,126 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094052M A 01200 |
| Primary APN | 094052M A 01200 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,398 sqft Living Area |
| 1st Floor Area | 2,722 sqft |
| 2nd Floor Area | 2,676 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 43,470 sqft (0.997 acres) |
| Lot Dimensions | 322 ft deep x 135 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Pool Area | 740 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 417 sqft |
| Patio Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1161 ECHO LN |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-6560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ECHO EST PB 24 PG 30 LOT 0102 |
| Legal Subdivision | ECHO EST |
| Legal Lot Number | 102 135 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harlinsdale Farm (Boundary Increase) listed 2023 · 3 contributing resources · NRIS 06000344 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Williamson County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| May 24, 2017 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 |
| Deed Sale | Oct 13, 2020 |
| Prior Sale | May 24, 2017 · Amount on Record |
| Deed Document Number | 20046624 |
| Deed Book / Page | 8164 / 162 |
| Prior Transfer Date | Aug 31, 2020 |
| Prior Transfer Doc | 20046624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0075300371 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 7530/0371 |
| Instrument | 18049721 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Aug 31, 2020 |
| Property Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Document Number | 0081640162 |
| Book / Page | 8164 / 162 |
| Map Reference | MB 24 PG 30 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 20046624 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | MID STATE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,213.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Document Number | 0020046625 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 20046625 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | May 24, 2017 |
| Property Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Document Number | 0070810772 |
| Book / Page | 7081 / 0772 |
| Map Reference | MB24 PG30 |
| Instrument Date | May 23, 2017 |
| Instrument | 17020333 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,589.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1161 ECHO LN, FRANKLIN, TN 37069-6560 |
| Investor | Possibly a Property Investor |
| Document Number | 0017020334 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 17020334 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,126.00 (-36.79%) | $518,900 (+74.05%) Land $205,000 Building $313,900 | $2,075,600 (+74.05%) Land $820,000 Building $1,255,600 |
| 2024 | $12,856.00 (+1%) | ||
| 2023 | $6,428.00 | $298,125 (-) Land $87,500 Building $210,625 | $1,192,500 (-) Land $350,000 Building $842,500 |
| 2022 | $6,428.00 | $298,125 Land $87,500 Building $210,625 | $1,192,500 Land $350,000 Building $842,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 10 of 72 |
| Most Recent Claim | Apr 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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