Williamson County property record for 1162 Echo Ln, Franklin, TN 37069
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,765 sqft · built 1998 |
| Lot Size | 0.994 acres (43,290 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (Feb 2024) |
| Tax Bill | $7,562 (2025) |
| Deeds & Mortgages | Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052M-A-004.00-000 |
| Primary APN | 052M-A-004.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,765 sqft Living Area |
| Gross Area | 5,509 sqft |
| 1st Floor Area | 2,977 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,290 sqft (0.994 acres) |
| Lot Dimensions | 333 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 895 sqft |
| Patio Area | 895 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1162 ECHO LN |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-6550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ECHO EST PB 24 PG 30 LOT 0110 |
| Legal Subdivision | ECHO EST |
| Legal Lot Number | 0110 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50702 |
Source: Williamson County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Apr 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Mar 28, 2024 | Intrafamily Transfer, Transfer |
| Feb 2, 2024 | Warranty Deed, Transfer · Reverse Mortgage TOTAL MEDIA MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on Record |
| Deed Sale | Feb 2, 2024 · Amount on Record |
| Prior Sale | Feb 24, 1999 · Amount on Record |
| Deed Document Number | 20242909 |
| Deed Book / Page | 9412 / 941 |
| Last Transfer Date | Feb 14, 2024 |
| Transfer Doc | 0094440900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Apr 20, 2026 |
| Property Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000012879 |
| Book / Page | 10002 / 523 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202612879 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MUTUAL OF OMAHA MORTGAGE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000012879, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 10002/523 |
| Instrument | 202612879 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 762 Months |
| Due | Oct 9, 2089 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Apr 20, 2026 |
| Property Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000012880 |
| Book / Page | 10002 / 538 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202612880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MUTUAL OF OMAHA MORTGAGE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0000012880, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 10002/538 |
| Instrument | 202612880 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 762 Months |
| Due | Oct 9, 2089 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Mar 28, 2024 |
| Property Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0094440900 |
| Book / Page | 9444 / 900 |
| Map Reference | MB 24 PG 30 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 24008406 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Feb 2, 2024 |
| Property Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0094120941 |
| Book / Page | 9412 / 941 |
| Map Reference | MB 24 PG 30 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 24002909 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | LAND TITLE SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1162 ECHO LN, FRANKLIN, TN 37069-6550 |
| Document Number | 0024002910 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 24002910 |
| Name | TOTAL MEDIA MANAGEMENT LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 788 Months |
| Due | Oct 9, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
Source: Williamson County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,562.00 | $482,875 (+64.51%) Land $205,000 Building $277,875 | $1,931,500 (+64.51%) Land $820,000 Building $1,111,500 |
| 2023 | $6,328.00 (-0.02%) | $293,525 (-) Land $87,500 Building $206,025 | $1,174,100 (-) Land $350,000 Building $824,100 |
| 2022 | $6,329.00 | $293,525 Land $87,500 Building $206,025 | $1,174,100 Land $350,000 Building $824,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 10 of 72 |
| Most Recent Claim | Apr 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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