11734 Geman Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 11734 Geman Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,470 sqft · built 2022
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$1,589,000 (Oct 2022)
Tax Bill	$19,869 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`498-155-19-00`

Property Details

APN / Parcel Number

Primary APN	`498-155-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,470 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	42,253 sqft (0.97 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	11734 GEMAN DR
City	EL CAJON
State	CA
Zip	92020-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 27 TR 016456
Legal Subdivision	FUERTE RANCH 5343-1
Legal Tract	016456
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13605

Owner

11734 Geman Dr is owned and occupied by two individuals who bought it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11734 GEMAN DR, EL CAJON, CA 92020-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP
Jun 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 7, 2022	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Deed Document Number	2022393387
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11734 GEMAN DR, EL CAJON, CA 92020-8203
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11734 GEMAN DR, EL CAJON, CA 92020-8203

Mortgage

Document Number	0000036634
Date	Feb 13, 2023
Instrument	2023-0036634

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 6, 2023
Property Address	GEMAN DR, CA
Document Number	0000146622
Map Reference	MAP 1856
Instrument Date	Apr 5, 2023
Instrument	2023-0146622
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 OLDFIELD CT, EL CAJON, CA 92019-4233

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2022
Property Address	11734 GEMAN DR, EL CAJON, CA 92020-8203
Document Number	0000393387
Map Reference	MAP 16456
Instrument Date	Jun 2, 2022
Instrument	2022-0393387
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11734 GEMAN DR, EL CAJON, CA 92020-8203

Tax Assessment & Valuation

The 2025 property tax bill for 11734 Geman Dr was $19,869.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,703,426 (+4.14%) Land $742,845 Building $960,581
2025	$19,869.00	$1,635,713 Land $728,280 Building $907,433
2023	$19,373.00 (+632.16%)	$1,588,852 Land $700,000 Building $888,852
2022	$2,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11734 Geman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11734 Geman Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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