San Diego County property record for 11727 Geman Dr, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,022 sqft · built 2022 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,582,000 (Nov 2022) |
| Tax Bill | $19,988 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-155-22-00 |
| Primary APN | 498-155-22-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,022 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 11727 GEMAN DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 33 TR 016456 |
| Legal Subdivision | EL CAJON 5343-1 |
| Legal Tract | 016456 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13605 |
11727 Geman Dr is owner-occupied and held in a trust since December 2023.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 11727 GEMAN DR, EL CAJON, CA 92020-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Nov 17, 2022 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on File |
| Deed Sale | Nov 17, 2022 · Amount on File |
| Deed Document Number | 2022439875 |
| Last Transfer Date | Dec 13, 2023 |
| Transfer Doc | 0000342855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 13, 2023 |
| Property Address | 11727 GEMAN DR, EL CAJON, CA 92020-8203 |
| Document Number | 0000342855 |
| Map Reference | MAP 16456 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2023-0342855 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11727 GEMAN DR, EL CAJON, CA 92020-8203 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2022 |
| Property Address | 11727 GEMAN DR, EL CAJON, CA 92020-8203 |
| Document Number | 0000439875 |
| Map Reference | MAP 16456 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-0439875 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 11727 GEMAN DR, EL CAJON, CA 92020-8203 |
| Document Number | 0000439876 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022-0439876 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
The 2025 property tax bill for 11727 Geman Dr was $19,988.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,678,829 (+2%) Land $583,664 Building $1,095,165 | |
| 2025 | $19,988.00 | $1,645,912 Land $572,220 Building $1,073,692 |
| 2023 | $19,491.00 (+790.41%) | $1,582,000 Land $550,000 Building $1,032,000 |
| 2022 | $2,189.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11727 Geman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11727 Geman Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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