11710 Geman Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 11710 Geman Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,221 sqft · built 2022
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Last Sale	$1,660,500 (Aug 2022)
Tax Bill	$21,362 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`498-154-11-00`

Property Details

APN / Parcel Number

Primary APN	`498-154-11-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,221 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	11710 GEMAN DR
City	EL CAJON
State	CA
Zip	92020-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 30 TR 016456
Legal Subdivision	EL CAJON 5343-1
Legal Tract	016456
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	13605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11710 GEMAN DR, EL CAJON, CA 92020-8203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Intrafamily Transfer, Transfer
Aug 12, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Aug 12, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	2022327155
Last Transfer Date	Oct 18, 2022
Transfer Doc	0000409764
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	11710 GEMAN DR, EL CAJON, CA 92020-8203
Document Number	0000409764
Map Reference	MAP 16546
Instrument Date	Oct 18, 2022
Instrument	2022-0409764
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11710 GEMAN DR, EL CAJON, CA 92020-8203

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2022
Property Address	11710 GEMAN DR, EL CAJON, CA 92020-8203
Document Number	0000327155
Map Reference	MAP 16456
Instrument Date	Jul 30, 2022
Instrument	2022-0327155
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 GEMAN DRIVE, EL CAJON, CA 92020-8203

Mortgage

Document Number	0000327156
Date	Aug 12, 2022
Instrument	2022-0327156

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2022
Property Address	11710 GEMAN DR, EL CAJON, CA 92020-8203
Document Number	0000327154
Map Reference	MAP 16456
Instrument Date	Jul 15, 2022
Instrument	2022-0327154
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 GEMAN DRIVE, EL CAJON, CA 92020-8203

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,805,628 (+2%) Land $624,240 Building $1,181,388
2025	$21,362.00 (+8.15%) Homeowner's exemption	$1,770,224 (+9.88%) Land $612,000 Building $1,158,224
2023	$19,753.00 (+86.81%) Homeowner's exemption	$1,611,000 Land $582,000 Building $1,029,000
2022	$10,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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