11735 Geman Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 11735 Geman Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,917 sqft · built 2022
Lot Size0.53 acres (23,087 sqft)
OwnerCompany Name on Record
Last Sale$1,997,000 (Sep 2022)
Tax Bill$14,799 (2025)
Deeds & MortgagesOct 2022 Transfer
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN498-155-21-00

Property Details

APN / Parcel Number

Primary APN498-155-21-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,917 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area23,087 sqft (0.53 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address11735 GEMAN DR
CityEL CAJON
StateCA
Zip92020-8203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 32 TR 016456
Legal SubdivisionEL CAJON 5343-1
Legal Tract016456
Legal Block1
Legal Lot Number32
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13605

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11735 GEMAN DR, EL CAJON, CA 92020-8203
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Intrafamily Transfer, Transfer
Sep 26, 2022Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Deed Document Number2022375125
Prior Transfer DateSep 22, 2022
Prior Transfer Doc0000386633
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 3, 2022
Property Address11735 GEMAN DR, EL CAJON, CA 92020-8203
Document Number0000386633
Map ReferenceMAP 16456
Instrument DateSep 22, 2022
Instrument2022-0386633
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11735 GEMAN DR, EL CAJON, CA 92020-8203

September 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 26, 2022
Property Address11735 GEMAN DR, EL CAJON, CA 92020-8203
Document Number0000375125
Map ReferenceMAP 16456
Instrument DateSep 2, 2022
Instrument2022-0375125
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address11735 GEMAN DRIVE, EL CAJON, CA 92020-8203

Mortgage

Document Number0000375126
DateSep 26, 2022
Instrument2022-0375126
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,234,031 (+2%) Land $316,469 Building $917,562
2025$14,799.00 (+9.93%) Homeowner's exemption$1,209,835 (+11.56%) Land $310,264 Building $899,571
2023$13,462.00 (+514.98%) Homeowner's exemption$1,084,426 Land $298,217 Building $786,209
2022$2,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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