1168 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1168 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1926
Square Footage	1,538 sqft Living Area
Lot Size	7,250 sqft (0.166 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2001)
Tax Bill	$7,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-2-14`
Alternative APN	`150004007800020140000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,538 sqft Living Area
1st Floor	778 sqft 1st Floor
2nd Floor	760 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,250 sqft (0.166 acres)
Depth X Width	145 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	365 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1168 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5636
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3000
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1168 SUMNER AVE, SCHENECTADY, NY 12309-5636
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2001 · Amount on Record
Deed Sale	Jun 12, 2001 · Amount on Record
Deed Book / Page	1602 / 716
Prior Transfer Date	Nov 09, 1999
Prior Transfer Doc	1567000127
Record Refreshed	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1168 SUMNER AVE, SCHENECTADY, NY 12309-5636
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	PRIORITY 1 ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 SUMNER AVE, SCHENECTADY, NY 12309-5636

Mortgage

Document Number	0000062199
Date	Nov 02, 2023
Book Page	5340/373
Instrument	202362199

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,191.00 (+3.24%)	$148,900 (-) Land $22,300 Building $126,600	$246,564 (+30.82%) Land $36,927 Building $209,637
2023		$148,900 (-) Land $22,300 Building $126,600	$188,481 (+3.8%) Land $28,228 Building $160,253
2022		$148,900 Land $22,300 Building $126,600	$181,585 Land $27,195 Building $154,390
2021	$6,965.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.