St. Johns County property record for 117 Terracina Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,256 sqft · built 2008 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Jan 2022) |
| Tax Bill | $8,606 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0040 |
| Primary APN | 028687-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 2,256 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 117 TERRACINA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 4 OR5461/1672 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
117 Terracina Dr is owned and occupied by an individual who bought it in January 2022.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Aug 16, 2019 · Amount on File |
| Deed Document Number | 20221191 |
| Deed Book / Page | 5461 / 1672 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0039670391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 117 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0053260828 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5326/828 |
| Instrument | 2021082213 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 117 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0054611672 |
| Book / Page | 5461 / 1672 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 2022001191 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4282 HAVENCREST DR, PACE, FL 32571-6355 |
| Name | Verified Name |
|---|---|
| Address | 117 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0054611674 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 5461/1674 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 117 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0047791064 |
| Book / Page | 004779 / 001064 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 60621 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,142.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 TERRACINA DR ST AUGUSTINE FL 320924502, ST AUGUSTINE, FL 32092-4502 |
| Document Number | 47791066 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 004779/001066 |
| Instrument | 60622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2049 |
The 2025 property tax bill for 117 Terracina Dr was $8,606 with a homeowner's exemption, up 5.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,680 (-2.14%) Land $110,000 Building $295,680 | $405,680 (-2.14%) Land $110,000 Building $295,680 | |
| 2025 | $8,606.00 (+5.29%) Homeowner's exemption | $414,554 (-1.86%) | $414,554 (-1.86%) Land $110,000 Building $304,554 |
| 2024 | $8,174.00 (+1.43%) Homeowner's exemption | $422,404 (-0.11%) | $422,404 (-0.11%) Land $105,000 Building $317,404 |
| 2023 | $8,059.00 (+0.35%) Homeowner's exemption | $422,879 (+9.54%) | $422,879 (+9.54%) Land $89,600 Building $333,279 |
| 2022 | $8,031.00 | $386,064 | $386,064 Land $89,600 Building $296,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Terracina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Terracina Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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