108 Terracina Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 108 Terracina Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 2014
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (May 2023)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028687-1580`

Property Details

APN / Parcel Number

Primary APN	`028687-1580`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,623 sqft
1st Floor Area	2,071 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 TERRACINA DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	58/99-106 MURABELLA UNIT 5 LOT 158 OR5753/1808
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 5
Legal Block	1
Legal Lot Number	158
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1011
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	202335117
Deed Book / Page	5753 / 1808
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0040051285
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 9, 2023
Property Address	108 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501
Document Number	0057531808
Book / Page	5753 / 1808
Map Reference	MB 58 PG 99-106
Instrument Date	May 8, 2023
Instrument	2023035117
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 N 2ND ST, FERNANDINA BEACH, FL 32034-4194

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 TERRACINA DR, ST AUGUSTINE, FL 32092-4501

Mortgage

Document Number	0057531810
Date	May 9, 2023
Instrument	5753/1810

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,047 (-6.1%) Land $110,000 Building $257,047	$367,047 (-6.1%) Land $110,000 Building $257,047
2025	$8,287.00 (+5.85%) Homeowner's exemption	$390,900 (-1.01%)	$390,900 (-2.07%) Land $110,000 Building $280,900
2024	$7,829.00 (-3.86%) Homeowner's exemption	$394,887 (+1.2%)	$399,156 (+2.3%) Land $105,000 Building $294,156
2023	$8,143.00 (+60.2%)	$390,188 (+99.63%)	$390,188 (+8.99%) Land $89,600 Building $300,588
2022	$5,083.00 Homeowner's exemption Widower's exemption	$195,459	$358,000 Land $89,600 Building $268,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile.

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