St. Johns County property record for 118 Terracina Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 2014 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $288,400 (Sep 2020) |
| Tax Bill | $6,739 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-1550 |
| Primary APN | 028687-1550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,856 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 239 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 TERRACINA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 155 OR5034/984 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 155 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
118 Terracina Dr is owned by a company that bought it in September 2020 and is owner-occupied.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 118 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Aug 16, 2019 | Deed of Trust, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 202075082 |
| Deed Book / Page | 5034 / 984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 3, 2020 |
| Property Address | 118 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501 |
| Document Number | 0050340984 |
| Book / Page | 5034 / 984 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020075082 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,018.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 WILLOW OAK LN, 528, JACKSONVILLE, FL 32259-3028 |
| Name | Verified Name |
|---|---|
| Address | 118 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501 |
| Document Number | 5034986 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 5034/986 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4501 |
| Document Number | 0047831815 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 EVENING STAR DR CRAWFORDVILLE FL 323270686, CRAWFORDVILLE, FL 32327-0686 |
| Document Number | 0047831815 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 004783/001815 |
| Instrument | 62698 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 22, 2034 |
The 2025 property tax bill for 118 Terracina Dr was $6,739 with a homeowner's exemption, up 8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,402 (+2.7%) | $348,542 (-5.39%) Land $110,000 Building $238,542 | |
| 2025 | $6,739.00 (+8%) Homeowner's exemption | $275,951 (+2.9%) | $368,390 (-1.93%) Land $110,000 Building $258,390 |
| 2024 | $6,240.00 (+4.07%) Homeowner's exemption | $268,174 (+3%) | $375,644 (+1.35%) Land $105,000 Building $270,644 |
| 2023 | $5,996.00 (+2.97%) Homeowner's exemption | $260,363 (+3%) | $370,653 (+9.04%) Land $89,600 Building $281,053 |
| 2022 | $5,823.00 Homeowner's exemption | $252,780 | $339,925 Land $89,600 Building $250,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Terracina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Terracina Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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