St. Johns County property record for 113 Terracina Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,256 sqft · built 2010 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (May 2011) |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0030 |
| Primary APN | 028687-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 2,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 113 TERRACINA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 3 OR3440/298 & 4342/386 & 4347/1271(D/M) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20906 |
113 Terracina Dr is owned and occupied by an individual who acquired it in March 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2011 · Amount on File |
| Deed Sale | May 25, 2011 · Amount on File |
| Prior Sale | Oct 28, 2009 · Amount on File |
| Deed Document Number | 201126429 |
| Deed Book / Page | 3440 / 298 |
| Last Transfer Date | Mar 2, 2017 |
| Transfer Doc | 0043420386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 113 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 113 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0062221333 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 6222/1333 |
| Instrument | 2025076104 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 113 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0047581551 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 113 TERRACINA DR ST AUGUSTINE FL 320924502, ST AUGUSTINE, FL 32092-4502 |
| Document Number | 0047581551 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 004758/001551 |
| Instrument | 50399 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 14, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 9, 2017 |
| Property Address | 113 TERRACINA DR, SAINT AUGUSTINE, FL 32092-4502 |
| Document Number | 0043420386 |
| Book / Page | 004342 / 000386 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 16899 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 TERRACINA DR ST AUGUSTINE FL 320924502, ST AUGUSTINE, FL 32092-4502 |
The 2025 property tax bill for 113 Terracina Dr was $4,187 with a homeowner's exemption, up 10.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,716 (+2.7%) | $384,424 (-0.58%) Land $110,000 Building $274,424 | |
| 2025 | $4,187.00 (+10.33%) Homeowner's exemption | $192,518 (+2.9%) | $386,673 (-2.04%) Land $110,000 Building $276,673 |
| 2024 | $3,795.00 (+6.33%) Homeowner's exemption | $187,092 (+3%) | $394,711 (+0.25%) Land $105,000 Building $289,711 |
| 2023 | $3,569.00 (+4.45%) Homeowner's exemption | $181,643 (+3%) | $393,730 (+9.2%) Land $89,600 Building $304,130 |
| 2022 | $3,417.00 Homeowner's exemption | $176,352 | $360,572 Land $89,600 Building $270,972 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Terracina Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Terracina Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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