Fayette County property record for 117 Sunset St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1975 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Sep 2025) |
| Tax Bill | $2,160 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814428002 |
| Primary APN | 0814428002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 775 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 140 sqft |
| Patio Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 117 SUNSET ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 2 SCENIC HEIGHTS ADD |
| Legal Subdivision | HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 80600 |
117 Sunset St is owned and occupied by two individuals who bought it in September 2025.
Source: Fayette County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer |
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| May 7, 2018 | Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Deed Book / Page | 2025 / 2807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Sep 25, 2025 |
| Property Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 02025/2807 |
| Book / Page | 2025 / 2807 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025 2807 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $295.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Aug 23, 2021 |
| Property Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 02021/3065 |
| Book / Page | 2021 / 3065 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021-3065 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 0020213066 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-3066 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Sep 23, 2020 |
| Property Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 02020/2981 |
| Book / Page | 2020 / 2981 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020-2981 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 0020202982 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-2982 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | May 7, 2018 |
| Property Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Document Number | 02018/1234 |
| Book / Page | 2018 / 1234 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018-1234 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 SUNSET ST, ELGIN, IA 52141-9319 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002018/0000001235 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 0000002018/0000001235 |
| Instrument | 000000001235 |
| Name | LUANA SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 117 Sunset St was $2,160 with a homeowner's exemption.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,160.00 | $180,320 (-) Land $17,820 Building $162,500 | $180,320 (-) Land $17,820 Building $162,500 |
| 2025 | $2,160.00 (-2%) Homeowner's exemption | $180,320 Land $17,820 Building $162,500 | $180,320 Land $17,820 Building $162,500 |
| 2024 | $2,204.00 | ||
| 2023 | $160,410 (+26.82%) Land $17,820 Building $142,590 | $160,410 Land $17,820 Building $142,590 | |
| 2022 | $2,328.00 Homeowner's exemption | $126,490 Land $14,850 Building $111,640 | |
| 2021 | $126,490 Land $14,850 Building $111,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Sunset St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Sunset St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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