106 Sunset St, Elgin, IA 52141 Property Records

Fayette County property record for 106 Sunset St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1979
Lot Size	0.388 acres (16,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,500 (Jun 2022)
Tax Bill	$2,696 (2026)
Deeds & Mortgages	Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0814427003`

Property Details

APN / Parcel Number

Primary APN	`0814427003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft
Finished Basement	900 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,905 sqft (0.388 acres)
Lot Dimensions	161 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	228 sqft
Patio Area	217 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	106 SUNSET ST
City	ELGIN
State	IA
Zip	52141-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SCENIC HGTS 2ND ADD
Legal Subdivision	SCENIC HEIGHTS 2ND ADD
Legal Lot Number	13
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3055
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SUNSET ST, ELGIN, IA 52141-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20226132022
Deed Book / Page	2022 / 1840
Prior Transfer Date	Feb 25, 2010
Prior Transfer Doc	02010/2288
Record Updated	Oct 29, 2026

June 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	FAYETTE IA
Recording Date	Jun 13, 2022
Property Address	106 SUNSET ST, ELGIN, IA 52141-9319
Document Number	02022/1841
Book / Page	2022 / 1841
Instrument Date	May 31, 2022
Instrument	2022-1841
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SUNSET ST, ELGIN, IA 52141-9319

Mortgage

Document Number	02022/1842
Date	Jun 13, 2022
Book Page	2022/1842
Instrument	2022-1842

Lender

Name	FARM CREDIT SERVICES AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00	$216,550 (-) Land $20,030 Building $196,520	$216,550 (-) Land $20,030 Building $196,520
2025	$2,696.00 (+11.87%) Homeowner's exemption	$216,550 (+15.59%) Land $20,030 Building $196,520	$216,550 (+15.59%) Land $20,030 Building $196,520
2024	$2,410.00 (-14.05%)
2023		$187,340 (+25.05%) Land $20,030 Building $167,310	$187,340 (+25.05%) Land $20,030 Building $167,310
2022	$2,804.00 Homeowner's exemption	$149,810 Land $16,700 Building $133,110
2021			$149,810 Land $16,700 Building $133,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500