107 Sunset St, Elgin, IA 52141 Property Records

Fayette County property record for 107 Sunset St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,380 sqft · built 1970
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Jul 2017)
Tax Bill	$2,818 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0814428007`

Property Details

APN / Parcel Number

Primary APN	`0814428007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	625 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	268 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	107 SUNSET ST
City	ELGIN
State	IA
Zip	52141-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 SCENIC HEIGHTS ADD
Legal Subdivision	HEIGHTS
Legal Block	2
Legal Lot Number	4
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3054
Census Tract	80600

Owner

107 Sunset St is owned and occupied by two individuals who bought it in July 2017.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 282, ELGIN, IA 52141-0282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Deed Document Number	20171738
Deed Book / Page	2017 / 1738
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Jul 6, 2017
Property Address	107 SUNSET ST, ELGIN, IA 52141-9319
Document Number	02017/1738
Book / Page	2017 / 1738
Instrument Date	Jun 27, 2017
Instrument	2017 1738
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 282, ELGIN, IA 52141-0282

Mortgage

Document Number	02017/1739
Date	Jul 6, 2017
Book Page	2017/1739
Instrument	2017 1739

Lender

Name	BANK 1ST
Type	Bank
Address	WEST UNION, IA 52175

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Sep 5, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 107 Sunset St was $2,818 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,818.00	$215,770 (-) Land $17,820 Building $197,950	$215,770 (-) Land $17,820 Building $197,950
2025	$2,818.00 (+8.97%) Homeowner's exemption	$215,770 Land $17,820 Building $197,950	$215,770 Land $17,820 Building $197,950
2024	$2,586.00
2023		$190,300 (+27.59%) Land $17,820 Building $172,480	$190,300 Land $17,820 Building $172,480
2022	$2,858.00 Homeowner's exemption	$149,150 Land $14,850 Building $134,300
2021			$149,150 Land $14,850 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Sunset St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Sunset St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500