Fayette County property record for 115 Sunset St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1977 |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2025) |
| Tax Bill | $2,176 (2024) |
| Deeds & Mortgages | May 2018 Mortgage Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814428003 |
| Primary APN | 0814428003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 1,344 sqft |
| Finished Basement | 675 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.286 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Deck Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 115 SUNSET ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 2 SCENIC HEIGHTS ADD |
| Legal Subdivision | HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 80600 |
Source: Fayette County records · APN 0814428003
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 115 SUNSET ST, ELGIN, IA 52141-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2018 | Deed of Trust, Mortgage LOANDEPOTCOM LLC |
| Dec 28, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Apr 20, 2012 |
| Deed Document Number | 2025 2420 |
| Deed Book / Page | 2025 / 2420 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 115 SUNSET ST, ELGIN, IA 52141-9319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001400 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 0000002018/0000001400 |
| Instrument | 000000001400 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 115 SUNSET ST, ELGIN, IA 52141-9319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02018/3669 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 2018/3669 |
| Instrument | 3669 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,440 (+12.17%) Land $17,820 Building $150,620 | $168,440 (+12.17%) Land $17,820 Building $150,620 | |
| 2024 | $2,176.00 (-3.89%) | ||
| 2023 | $150,170 (+25.14%) Land $17,820 Building $132,350 | $150,170 (+25.14%) Land $17,820 Building $132,350 | |
| 2022 | $2,264.00 Homeowner's exemption | $120,000 Land $14,850 Building $105,150 | |
| 2021 | $120,000 Land $14,850 Building $105,150 |
Source: FEMA National Flood Hazard Layer as of March 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Based on FCC filings for 16 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures