Scott County property record for 117 Summerly Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,173 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,666 (Apr 2026) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-048.083 |
| Primary APN | 140-10-048.083 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 117 SUMMERLY PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD HALL |
| Legal Subdivision | WARD HALL |
| Legal Lot Number | 94 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ward Hall (Boundary Increase) listed 1985 · 3 contributing resources · NRIS 85001841 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 1, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 28, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION |
| Oct 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Mar 16, 2021 | Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Deed Document Number | 2026579165 |
| Deed Book / Page | 464 / 747 |
| Prior Transfer Date | Mar 19, 2026 |
| Prior Transfer Doc | 0000579165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 0000579165 |
| Book / Page | 464 / 747 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026579165 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $30,266.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1879/618 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | M1879/618 |
| Instrument | 570838 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1548/659 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | M1548/659 |
| Instrument | 422896 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 16, 2021 |
| Property Address | 117 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 00D422/450 |
| Book / Page | D422 / 450 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 430422 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 200, LEXINGTON, KY 40509-1855 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 144 LOCUST HL, FRANKFORT, KY 40601-4824 |
| Investor | Possibly a Property Investor |
| Document Number | 0000430423 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 430423 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,600 (-) | $495,600 (-) | |
| 2025 | $4,414.00 (+12%) | $495,600 (+14%) | $495,600 (+14%) |
| 2023 | $3,941.00 (+4.51%) | $434,726 (-) Land $55,000 Building $379,726 | $434,726 (-) Land $55,000 Building $379,726 |
| 2022 | $3,771.00 | $434,726 Land $42,000 Building $392,726 | $434,726 Land $42,000 Building $392,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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