Scott County property record for 109 Summerly Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,658 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Mar 2019) |
| Tax Bill | $4,533 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-048.086 |
| Primary APN | 140-10-048.086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,658 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| Street Address | 109 SUMMERLY PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD HALL |
| Legal Subdivision | WARD HALL |
| Legal Lot Number | 90 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ward Hall (Boundary Increase) listed 1985 · 3 contributing resources · NRIS 85001841 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Summerly Pl is owned and occupied by two individuals who bought it in March 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Mar 27, 2019 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Deed Document Number | 2019398465 |
| Deed Book / Page | 404 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 0M1721/583 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | M1721/583 |
| Instrument | 463365 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 26, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1473/360 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | M1473/360 |
| Instrument | 408281 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 27, 2019 |
| Property Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | D404/385 |
| Book / Page | D404 / 385 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 398465 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1132 GREGORY LN, 1132, LAWRENCEBURG, KY 40342-9484 |
| Name | Verified Name |
|---|---|
| Address | 109 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 398466 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 398466 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 109 Summerly Pl was $4,533.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,000 (-5.3%) | $482,000 (-5.3%) | |
| 2025 | $4,533.00 | $509,000 | $509,000 |
| 2023 | $4,057.00 (+21.5%) | $447,500 (+16.26%) Land $55,000 Building $392,500 | $447,500 (+16.26%) Land $55,000 Building $392,500 |
| 2022 | $3,339.00 | $384,900 Land $49,000 Building $335,900 | $384,900 Land $49,000 Building $335,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Summerly Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Summerly Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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