Scott County property record for 113 Summerly Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,638 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,500 (Jan 2018) |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-048.085 |
| Primary APN | 140-10-048.085 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,638 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 113 SUMMERLY PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD HALL |
| Legal Subdivision | WARD HALL |
| Legal Lot Number | 92 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ward Hall (Boundary Increase) listed 1985 · 3 contributing resources · NRIS 85001841 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST CO |
| Jan 26, 2018 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Mar 15, 2017 | Deed, Construction Loan · Construction Mortgage TOWN SQUARE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on Record |
| Deed Sale | Jan 26, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 2018381510 |
| Deed Book / Page | 394 / 528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1394/733 |
|---|---|
| Date | May 29, 2018 |
| Book Page | M1394/733 |
| Instrument | 386847 |
| Name | UNITED BANK & CAPITAL TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 113 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | D394/528 |
| Book / Page | D394 / 528 |
| Map Reference | CAB11 SL278 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 381510 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 161, LEXINGTON, KY 40509-1855 |
| Name | Verified Name |
|---|---|
| Address | 113 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 381511 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 381511 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 15, 2017 |
| Property Address | 113 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | D385/516 |
| Book / Page | D385 / 516 |
| Map Reference | CAB11 SL278 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 366747 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 161, LEXINGTON, KY 40509-1855 |
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 200, LEXINGTON, KY 40509-1855 |
| Investor | Possibly a Property Investor |
| Document Number | M1328488 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | M1328/488 |
| Name | TOWN SQUARE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,100 (-) | $486,100 (-) | |
| 2025 | $4,329.00 (+10.8%) | $486,100 (+12.78%) | $486,100 (+12.78%) |
| 2023 | $3,907.00 (+22.21%) | $431,000 (+16.96%) Land $55,000 Building $376,000 | $431,000 (+16.96%) Land $55,000 Building $376,000 |
| 2022 | $3,197.00 | $368,500 Land $49,000 Building $319,500 | $368,500 Land $49,000 Building $319,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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