Scott County property record for 111 Summerly Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2023) |
| Tax Bill | $4,371 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-10-048.082 |
| Primary APN | 140-10-048.082 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 111 SUMMERLY PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD HALL |
| Legal Subdivision | WARD HALL |
| Legal Lot Number | 91 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ward Hall (Boundary Increase) listed 1985 · 3 contributing resources · NRIS 85001841 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 21, 2023 | Intrafamily Transfer, Transfer · Construction Mortgage REPUBLIC BANK & TRUST CO |
| Mar 25, 2021 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Dec 26, 2019 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Jul 21, 2023 · Amount on Record |
| Deed Document Number | 2023484616 |
| Deed Book / Page | 444 / 862 |
| Prior Transfer Date | Jun 13, 2023 |
| Prior Transfer Doc | 00D443/306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 5, 2023 |
| Property Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 00D444/862 |
| Book / Page | D444 / 862 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 484616 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 SCHNEIDS BLVD, GEORGETOWN, KY 40324 |
| Name | Verified Name |
|---|---|
| Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 0000484617 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 484617 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 21, 2023 |
| Property Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 00D443/306 |
| Book / Page | D443 / 306 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 476965 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ACUITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 0000476968 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 476968 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate | 6.62% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 25, 2021 |
| Property Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 00D422/628 |
| Book / Page | D422 / 628 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 431272 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $377.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 200, LEXINGTON, KY 40509-1855 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 0000431273 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 431273 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 26, 2019 |
| Property Address | 111 SUMMERLY PL, GEORGETOWN, KY 40324-8054 |
| Document Number | 00D411/318 |
| Book / Page | D411 / 318 |
| Map Reference | CAB 11 SL 278 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 409870 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 200, LEXINGTON, KY 40509-1855 |
| Name | Verified Name |
|---|---|
| Address | 161 N EAGLE CREEK DR STE 200, 200, LEXINGTON, KY 40509-1855 |
| Document Number | 0000409871 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 409871 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 12, 2020 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,900 (-) | $539,900 (-) | |
| 2025 | $4,371.00 (+15.85%) Homeowner's exemption | $539,900 (+29.72%) | $539,900 (+29.72%) |
| 2023 | $3,773.00 (+4.52%) | $416,200 (-) Land $55,000 Building $361,200 | $416,200 (-) Land $55,000 Building $361,200 |
| 2022 | $3,610.00 | $416,200 Land $42,000 Building $374,200 | $416,200 Land $42,000 Building $374,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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