117 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 117 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,081 sqft · built 2019
Lot Size	4.76 acres (207,651 sqft)
Owner	Individual Name on Record
Tax Bill	$1,981 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-007.113`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Basement Area	1,081 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,651 sqft (4.76 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	117 SCHULZE DR
City	TROY
State	MO
Zip	63379-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 OAKLEY PLAT 4
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 SCHULZE DR, TROY, MO 63379-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK
May 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD
Mar 26, 2019	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 26, 2023
Property Address	117 SCHULZE DR, TROY, MO 63379-2053
Document Number	002490/736
Book / Page	2490 / 736
Map Reference	MB 14 PG 310
Instrument Date	May 22, 2023
Instrument	2023003928
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SCHULZE DR, TROY, MO 63379-2053

Mortgage

Document Number	2023003929
Date	May 26, 2023
Instrument	2023003929

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	117 SCHULZE DR, TROY, MO 63379-2053
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002479/625
Date	May 18, 2022
Book Page	2479/625
Instrument	2022005365

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	102 Months
Due	Nov 5, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	117 SCHULZE DR, TROY, MO 63379-2053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2432/0367
Date	Mar 26, 2019
Book Page	2432/0367
Instrument	2019002200

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,540 (-) Land $4,360 Building $27,180
2025	$1,981.00 (+6.45%)	$31,540 (+7.77%) Land $4,360 Building $27,180	$166,000 (+7.77%) Land $22,950 Building $143,050
2023	$1,861.00 (+8.77%)	$29,266 (+9.31%) Land $3,848 Building $25,418	$154,030 (+9.31%) Land $20,250 Building $133,780
2022	$1,711.00	$26,773 Land $3,848 Building $22,925
2021			$140,910 Land $20,250 Building $120,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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