115 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 115 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,081 sqft · built 2020
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-007.112`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Basement Area	1,081 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	115 SCHULZE DR
City	TROY
State	MO
Zip	63379-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 OAKLEY PLAT 4
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	OAKLEY PLAT FOUR
Legal Lot Number	12
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SCHULZE DR, TROY, MO 63379-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Feb 10, 2026	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Feb 10, 2026	Warranty Deed, Transfer · USDA Mortgage FLAT BRANCH HOME LOANS INC
Oct 18, 2021	Beneficiary Deed, Transfer
Feb 3, 2021	Warranty Deed, Transfer SELECT TITLE GROUP, SELECT TTILE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021
Deed Sale	Feb 3, 2021
Deed Document Number	20211554
Deed Book / Page	2459 / 59
Last Transfer Date	Oct 13, 2021
Transfer Doc	002471/145
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	115 SCHULZE DR, TROY, MO 63379-2053
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002452/558
Date	Sep 18, 2020
Book Page	2452/558
Instrument	2020010622

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Feb 10, 2026
Property Address	115 SCHULZE DR, TROY, MO 63379-2053
Document Number	002518/236
Book / Page	2518 / 236
Map Reference	MB 14 PG 310
Instrument Date	Feb 6, 2026
Instrument	2026001131
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 10, 2026
Property Address	115 SCHULZE DR, TROY, MO 63379-2053
Document Number	002518/237
Book / Page	2518 / 237
Map Reference	MB 14 PG 310
Instrument Date	Feb 6, 2026
Instrument	2026001132
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 SUGAR CREEK DR, TROY, MO 63379-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SCHUIZE DRIVE, TROY, MO 63379-2053

Mortgage

Document Number	2026001133
Date	Feb 10, 2026
Instrument	2026001133

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 18, 2021
Property Address	115 SCHULZE DR, TROY, MO 63379-2053
Document Number	002471/145
Book / Page	2471 / 145
Map Reference	MB 14 PG 310
Instrument Date	Oct 13, 2021
Instrument	2021013719
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 SCHULZE DR, TROY, MO 63379-2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 3, 2021
Property Address	115 SCHULZE DR, TROY, MO 63379-2053
Document Number	0002459/59
Book / Page	2459 / 59
Map Reference	MB 14 PG 310
Instrument Date	Jan 26, 2021
Instrument	2021001554
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SELECT TITLE GROUP, SELECT TTILE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SCHULZE DR, TROY, MO 63379-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SCHULZE DR, TROY, MO 63379-2053

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,840 (-) Land $4,381 Building $27,459
2025	$2,000.00 (+7.53%)	$31,840 (+8.9%) Land $4,381 Building $27,459	$167,580 (+8.9%) Land $23,060 Building $144,520
2023	$1,860.00 (+8.84%)	$29,237 Land $3,819 Building $25,418	$153,880 Land $20,100 Building $133,780
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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