108 Schulze Dr, Troy, MO 63379 Property Records

Lincoln County property record for 108 Schulze Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 2020
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jun 2020)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-90-30-000-000-007.116`

Property Details

APN / Parcel Number

Primary APN	`14-90-30-000-000-007.116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
Basement Area	1,037 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,714 sqft (0.223 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	108 SCHULZE DR
City	TROY
State	MO
Zip	63379-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 OAKLEY PLAT 4
Legal Range	01E
Legal Township	49N
Legal Section	30
Legal Subdivision	OAKLEY PLAT FOUR
Legal Lot Number	16
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2000
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SCHULZE DR, TROY, MO 63379-2030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer SELECT TITLE GROUP
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20205629
Deed Book / Page	2447 / 599
Last Transfer Date	Sep 27, 2021
Transfer Doc	2470/248
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 11, 2023
Property Address	108 SCHULZE DR, TROY, MO 63379-2030
Document Number	002493/733
Book / Page	2493 / 733
Map Reference	MB 14 PG 310
Instrument Date	Sep 1, 2023
Instrument	2023006968
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SCHULZE DR, TROY, MO 63379-2030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	108 SCHULZE DR, TROY, MO 63379-2030

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 27, 2021
Property Address	108 SCHULZE DR, TROY, MO 63379-2030
Document Number	2470/248
Book / Page	2470 / 248
Map Reference	MB 14 PG 310
Instrument Date	Sep 27, 2021
Instrument	2021012818
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16722 HIGHWAY 54, 16722, BOWLING GREEN, MO 63334-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16722 HIGHWAY 54, BOWLING GREEN, MO 63334-3028

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	108 SCHULZE DR, TROY, MO 63379-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/600
Date	Jan 21, 2020
Book Page	2442/600
Instrument	2020000597

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 4, 2020
Property Address	108 SCHULZE DR, TROY, MO 63379-2030
Document Number	2447/599
Book / Page	2447 / 599
Map Reference	MB 14 PG 310
Instrument Date	Jun 2, 2020
Instrument	2020005629
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 HAWTHORNE MEADOWS CT, 213, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 SCHULZE DR, TROY, MO 63379-2030

Mortgage

Document Number	2020005630
Date	Jun 4, 2020
Instrument	2020005630

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,485 (-) Land $4,469 Building $27,016
2025	$1,978.00 (+7.85%)	$31,485 (+9.18%) Land $4,469 Building $27,016	$165,710 (+9.18%) Land $23,520 Building $142,190
2023	$1,834.00 (+8.78%)	$28,838 Land $3,830 Building $25,008	$151,780 Land $20,160 Building $131,620
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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